Given current circumstances, the Gov website has laid out guidance on how to move house during COVID-19.
Though there is no need to cancel any transactions between buying properties, everyone needs to follow guidance to stay at home and follow social distancing rules. If the property you plan on moving to is vacant then moving should not be a problem. If the property is currently occupied, it is advised that both parties agree to rearrange moving dates to when these measurements are no longer in place. However, there are exceptions to this rule when it comes to critical home moves, such as both parties being unable to set a new date.
It is also worth mentioning that when it comes to hiring a removal company, it is up to them if they wish to carry out the job or not. The company must observe social distancing and will require an email from the solicitor or client stating that this move is necessary should they get stopped by the police.
What does this mean for my property move at this time?
Homebuyers and renters should delay moving where possible during this time. If you have already exchanged contracts, it is advised that all parties should work together to agree to a delay or find another way to solve the issue.
In the event of having no choice but to move as a result of the terms of the contract, both parties must still follow guidance to stay as far away from each other as possible to minimise the spread of the virus.
Should anyone in your household present symptoms of the virus or are self-isolating, it is advised that you do not move unless it is absolutely unavoidable. All parties should prioritise the health of everyone involved and rearrange for another day.
What if an extension goes beyond the terms of a mortgage agreement?
It has been confirmed that mortgage lenders will work to find ways to support those who have already exchanged contracts and extend mortgages for up to three months. Should the customer’s circumstances or the terms of the house purchase change during this period, lenders will help them manage their finances as a matter of urgency.
If your home is not yet on the market
Though there should be no visitors in your home at this time, this does not mean to say you cannot speak with an estate agent and find out how to move house during Covid-19 or to get help selling. At Joules Estate Agents, we are available via email or over the phone and can give you advice regarding the property market in South Manchester. Working remotely, we can still provide services to help you sell your property when life returns to normal. If you would like to learn more about selling your home, get in touch.